AAA Member Rewards Credit Card

AAA Member Rewards Credit Card

AAA Member Rewards Credit Card It is the AAA Member Rewards Credit Card is offered by the Bank of America and offers its cardholders a wonderful reward system that rewards points, without initial APR, and a $100 statement credit after having made $250 on purchases within those first few days of having opened the account.

AAA Member Rewards Credit Card

The Review AAA Credit Card

  • An excellent method to save money on AAA and Travel. The AAA Credit Card provides you with 3 points per $1 you spend on purchases made via AAA and also those that are classified as “travel-associated.” This includes flights hotels, flights, etc. The points you earn through AAA Card are worth a penny each when you redeem them to credit a statement which is approximately 3% cashback. Additionally, you’ll get a solid 2 points per $1 you spend on food, gas wholesale clubs, and purchases at drug stores. However, all other purchases will bring you one point per dollar spend, that’s about what is the standard for the reward card. Therefore, the more you utilize this AAA Visa Card for those reward categories the more rewarding it will be.
  • $200 to be yours. If you spend a minimum of $1,000 within 90 days after the opening of an AAA Credit Card account, you’ll earn an additional $200 in rewards. This is great and all but you can also earn more than this amount for similar initial purchases on other cards.
  • There is no annual fee. The AAA Card is only $20 per year more than the standard credit card, as per the latest WalletHub report on the Credit Card Landscape report. This is a great feature, but not a characteristic that makes the AAA card apart from other cards. There is a myriad of credit cards that do not have an annual fee.
  • The middle-of-the-road financing appeal. The AAA Credit Card’s average APR is expected to be at least slightly higher than the average. The typical credit cards that are suited to those who have good and excellent credit scores charge 13.13 percent or 19.41 percent in the respective cases. Additionally, although you are able to save interest for 12 months for balances that are transferred within 60 calendar days of opening your account, however, you’ll have to pay an additional 3.3% (min 10 dollars) cost for the transfer. Therefore, you must consider taking your financial requirements elsewhere.
  • You must possess excellent credit. The AAA Visa Credit Card requires excellent or excellent credit scores for approval, therefore it’s not suitable for all. It is possible to get an idea of your credit score by reviewing your credit score at WalletHub.

The AAA Credit Card’s Reward Program

  • You can receive a $200 credit on your statement after you’ve made 1,000 in transactions within 90-days after account opening.
  • Earn 3 points for every dollar spent on travel or AAA purchases.
  • Earn 2 points for every dollar spent on gasoline, grocery store, wholesale club, and other drugstore purchases.
  • Earn 1 point for every dollar for all other purchases that are made using the card, with no limit.
  • Use your points to redeem cashback of 1 or statement credits, gift cards car rentals, air travel, and hotel stays, or AAA vouchers.
  • Maximize the rewards you earn by redeeming them for AAA purchases that are worth up to 40 percent higher than cashback.

AAA Credit Card’s Key APRs & Fees

Purchase Intro APR   Transfer Intro APR   Regular APR  
Not Offered 0% for 12 months 13.99% – 23.99% (V)
ANNUAL FEE  $0
BALANCE TRANSFER FEE  3% (min $10)

AAA Credit Card’s Additional Info

MAX LATE FEE  $40
MAX OVERLIMIT
FEE 
$0
MAX PENALTY APR  29.99% (V)
GRACE PERIOD  25 days
ONLINE RESPONSE  Yes
CASH ADVANCE
APR 
16.99% – 28.99% (V)
CASH ADVANCE
FEE 
5% (min $10)
FOREIGN
TRANSACTION FEE 
0%
SMART CHIP  Yes, chip-and-signature
  • This card is open to new applications in limited locations.
  • 0% Introductory APR for 12 months on balance transfers made within 60 days of account opening.
  • Stay on top of your balances and due dates with several types of customer email or text alerts. Pay your credit card bill online, transfer funds, check available credit, and more.
  • Last updated on 11/24/2021

Questions and Answers from Customers

Aren’t finding what you’re trying to find? Send your query regarding AAA Credit Card to our community. Editorial and user-generated content are not reviewed, provided, or approved by the issuer of the card.

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 FAQs

Where can I use a AAA rewards card?

AAA vouchers and purchases Best way to use the rewards of your card is through AAA vouchers and purchases. AAA rewards can be redeemable in any place where AAA is authorized to process credit card transactions for a consumer or, in other words, locations like hotels and car rental services, and travel agencies.

How do I redeem my AAA rewards?

This is how it is done:

  1. Log into your account.
  2. Go to the Rewards page to access the Rewards Center.
  3. When you arrive in the Rewards Center You can look up your AAA Dollars reward total. Find a reward you want and select from the options available. You can redeem AAA Dollars to earn rewards, which includes AAA Card Gift Cards.

What are AAA credit card points worth?

AAA Points are valued at 1.14 cents per point, which is average. For instance, 10,000 AAA points carry the equivalent of $114. In other words, AAA points are worth more than average reward points from a car company worth 1.04 cents per.

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